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Taking care of your mental health

There's no guidebook for taking care of your mental health during a pandemic. Being stuck at home with limited access to other human beings can be stressful for most people, especially if this is going to be a long-term reality. Fortunately, there are things you can do to take care of your mental health, such as taking on a hobby like art (see my attempt at oil painting above), taking in nature and keeping up with exercise, eating healthy, and staying mentally engaged. For myself, I learned that I'm an introvert and can work well at home. It may take a little more effort for those who are extroverts and need to be around people during the “stay at home” mandate. I like seeing and making art,

Investors are at a crossroads

There’s a bleak case to be made about investing in this pandemic: massive unemployment, destruction of global demand for goods and services for the foreseeable future, and a human toll of new infections in the 3rd world not even yet calculable. We’ve already seen its full might: a drop of 30% in U.S. stocks within a couple of weeks (since rebounding 27% from its March 23 low; and note, it will take another 21% return to reach the original February 20th high.) However, there’s also a bullish case, including the reinstatement of federal reserve tools used in the 2008 financial crisis, such as quantitative easing, a rate cut to zero, $2.5 trillion stimulus used to purchase market securities tha

Covid-19 resources for small business owners and sole proprietors

There are two Covid-19 related resources for sole proprietors and small businesses that can be applied for now. This comes after the CARE Act which was past a couple weeks ago, the Treasury has issued new guidance and banks are only now implementing some of these programs, although a bit overwhelmed at the moment, it’s prudent to keep trying. Here is what you can take advantage of now: The Economic Injury Disaster Loan is an advance of $10,000 that can be applied for now. You will need profit and loss info for the last 12 months ending January 31, 2020. You can apply via the SBA website. The Paycheck Protection Program is a low-cost loan for up to 2.5x a month of payroll costs. This loan is

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Eureka Wealth Management is a registered investment adviser in the State of California. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities or investment advisory services. Investments involve risk and are not guaranteed. Be sure to consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein.