A sudden emergency or a general rise in expenses may be a couple of reasons why people incur debt. Or, it could be from a nice vacation or general mismanagement of cash flow. In either case, credit card and other consumer debt is something that can’t be ignored and can have the most damaging impact on a person’s financial future. Credit card debt is widely held in the U.S. Over 43% of Americans have held the same debt for more than 2 years and the total sum has reached $1 t

If you’re facing aging parents who might need care or are planning for your own care, then you may be struggling to find options. The U.S. Baby Boom generation is undersupplied with care facilities and staff and it’s reflected in the increasing cost of skilled nursing care. The national median cost is $100,000/year^1. Long-term care, or assisted living, is generally required for anyone who needs help with eating, bathing, getting dressed, toileting, transferring, or continenc

My condolences if you’ve recently lost a loved one. The last thing, I'm sure, is that you'd rather not deal with the financial issues that comes with settling an estate. This can involve enormous complexity and take months or sometimes years to completely settle an estate. This article is to give some clarity on what's involved as well as illustrate the importance of proper planning. If the decedent has a will, this will help the courts authorize the executor or executrix to

The dream of forever sunshine, glorious beaches, and wonderful people is yours in retirement. More than 2 million Americans live in Mexico, according to the Guardian^1, but I think the number is much greater. If you're doing financial planning, you may realize that your income in retirement (social security, pension, dividends, etc.) may not be enough to give you the quality of life that you're used to. Mexico is the alternative to an overpriced retirement in the states as th