It's Medicare open enrollment and if you’re 65 or older, this applies to you. The deadline to make changes is December 7th. Here are some pointers to keep in mind as you make changes to your Original Medicare and Advantage plans. You are likely already enrolled in original Medicare, parts A and B. Part A is free and covers hospital stays for the first 60 days, while part B charges a monthly premium and covers doctor visits, etc. It's generally recommended that you have both p

There are many of us who have moved overseas for a full-time venture and there are many more who travel overseas for extended periods of time. Unlike expats, multinationals are people who often have two places they call home, two languages and cultures to navigate, two groups of friends, and two financial realities. Living in more than one place is exhilarating and reminds us not to remain complacent. Having two lives, however, creates complexity and is more expensive than si

After the most turbulent month in years, the S&P 500 squeaked out a positive week, roughly up 2%. This puts the index up about 1.5% since the start of the year. Volatility was to be expected as rising Federal Reserve rates made cash more expensive to invest, not to mention geopolitical drama from the U.S. to Saudi Arabia, shaking oil markets. Bad news aside, economic fundamentals remain strong. Unemployment is the lowest in decade and corporate America has enough cash buy bac

To a new expat, life abroad is colorful and exotic. This can also mean shock as you find yourself outside your comfort zone; facing new challenges that you were aware but didn’t fully come to realize until after the move. Expats face barriers not found at home, such as differences in language, economics, interpersonal relationships, and legal realities. I hope to stemm some of the concerns as you contemplate a move abroad. Living overseas is an amazing experience and I recomm